926 Pitts AVE Panama City, FL 32404

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Key Details
Property Type Single Family Home
Sub Type Attached Single Unit
Listing Status Active
Purchase Type For Sale
Square Footage 1,369 sqft
Price per Sqft $281
Subdivision Horne Memory Plat
MLS Listing ID 1001764
Style Townhome
Bedrooms 3
Full Baths 3
Half Baths 1
Year Built 1983
Annual Tax Amount $2,569
Tax Year 2025
Lot Size 3,484 Sqft
Acres 0.08
Lot Dimensions 30x120
Property Sub-Type Attached Single Unit
Source Emerald Coast Association of REALTORS®
Land Area 1369
Property Description
SHORT TERM RENTAL ARE ALLOWED!
Located just 5.5 miles from Tyndall AFB and minutes from Sacred Heart Hospital, this home offers convenience paired with true Old Florida charm. The exposed beam ceilings create a warm, heritage feel, while numerous modern upgrades make the home move-in ready. Recent improvements include a brand-new seawall, new porch decking, new fencing, new windows on the 3rd floor and master suite, new LVP flooring, new cabinets with quartz countertops, new bathroom tile, a newer metal roof, a 5-year-old HVAC, and a 3-year-old water heater.
Step inside the main level and enjoy a spacious great room and kitchen that open to a 22' x 10' covered waterfront balcony--perfect for hosting, relaxing, and taking in the breathtaking sunsets over East Bay. The middle level features the master suite with its own private 22' x 10' balcony, offering peaceful sunrise and sunset views. This floor also includes a large guest bedroom capable of accommodating two beds, along with a full guest bath.
The ground-floor apartment is a standout feature: a complete 1 bed / 1 bath unit with full kitchen, separate entrance, and its own A/C. It functions as a true lockout unit, ideal for rental income, guests, or multigenerational living. The occupant can enter through the backyard and walk around the side of the home to their vehicle without accessing the main residence.
Every floor of this home offers beautiful bay views. Step outside to your private beach with seawall, just steps from your door. Ownership also includes 1/11 interest in the 90+ ft ''Pitts Row'' dock, where you can park your boat, jet skis, or other watercraft--or build your own private dock if desired. With deep water and easy access to East Bay, Shell Island, and the Gulf of Mexico, this is a boater's dream.
This rare waterfront opportunity blends charm, upgrades, income potential, and unbeatable access to the Gulf. Schedule your showing today and experience the best of East Bay living.
Location
State FL
County Bay
Community Short Term Rental - Allowed, Waterfront
Area 27 - Bay County
Zoning Resid Multi-Family
Direction Going East on Hwy 98, turn right onto Frankford Ave.. Take Frankford to Beach Dr. Turn left on Beach Drive. Turn left onto US-98 Bus E/W 6th Street. Continue for approximate 4.7 miles. Take a slight right onto Pitts Ave. Look for 926.
Rooms
Primary Bedroom Level Main
Master Bedroom true
Kitchen true
Interior
Interior Features Breakfast Bar, Ceiling Beamed, Ceiling Vaulted, Fireplace, Guest Quarters
Heating Central
Cooling Ceiling Fans, Central Air
Flooring Floor Hardwood, Floor Laminate, Floor Vinyl, Floor WW Carpet
Furnishings Furnished - Some
Window Features Window Treatment All
Appliance Dishwasher, Disposal, Dryer, Freezer, Microwave, Range Hood, Refrigerator, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Elect
Exterior
Exterior Feature Balcony, Covered Deck, Balcony
Community Features Short Term Rental - Allowed, Waterfront
Utilities Available Electric, Public Water
Waterfront Description Intracoastal Wtrwy,Bay,Shore - Natural,Shore - Seawall
View Bay
Street Surface Paved
Porch Deck Covered
Road Frontage City Street
Garage No
Building
Lot Description Bulkhead/Seawall, Dead End, Flood Insurance Req, See Remarks
Faces Going East on Hwy 98, turn right onto Frankford Ave.. Take Frankford to Beach Dr. Turn left on Beach Drive. Turn left onto US-98 Bus E/W 6th Street. Continue for approximate 4.7 miles. Take a slight right onto Pitts Ave. Look for 926.
Story 3
Sewer Public Sewer
Architectural Style Townhome
New Construction No
Schools
Elementary Schools Parker
Middle Schools Rutherford ( Middle )
High Schools Rutherford
Others
Pets Allowed No
Tax ID 25724-050-000
Miscellaneous One of the best-priced bayfront properties with direct Gulf access in Bay County, this beautifully updated three-story East Bay townhome delivers deep-water access, stunning views, and exceptional versatility--including a fully independent 1 bed / 1 bath ground-floor apartment. Whether you're seeking a primary residence, second home, VRBO/Airbnb investment, or a live-upstairs/rent-downstairs setup, this property checks every box. NO HOA. SHORT TERM RENTAL ARE ALLOWED! Located just 5.5 miles from Tyndall AFB and minutes from Sacred Heart Hospital, this home offers convenience paired with true Old Florida charm. The exposed beam ceilings create a warm, heritage feel, while numerous modern upgrades make the home move-in ready.

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